body 
{ 
	font-size:12px;
	color: #000000; 
	font-family: Calibri;
	margin-left: 0px;
	margin-top: 0px;
	margin-right: 0px;
	margin-bottom: 0px;
	background-image: url(images/bg_top.jpg);
	background-repeat: repeat-x;
}
.text{
	font-family: Calibri;
	font-size: 12px;
	color: #000000; 
}
.headingmenu{
	font-family: Calibri;
	font-size: 20px;
	font-weight:bold;
	}
.heading{
	font-family: Calibri;
	font-size: 16px;
	color:#000099; 	
	}	
	.headingblack{
	font-family: Calibri;
	font-size: 14px;
	color:#000000; 	
	}	
.blue22{
	font-family: Calibri;
	font-size: 22px;
	color: #01137F; 
	font-weight:bold;
}
.orange15{
	font-family: Calibri;
	font-size: 15px;
	color: #FF3300; 
	font-weight:bold;
}
A:link {
	color: #000000;
	text-decoration: none;
	font-size:12px;
	
}
A:visited {
	color: #000000;
	text-decoration: none;
	font-size:12px;
}
A:hover {
	color: #000000;
	text-decoration: underline;
	font-size:12px;
}
.tblBdr{border-left:1px #999999 solid;border-right:1px #999999 solid;}
.tblBdrall{border-left:1px #999999 solid;border-right:1px #999999 solid;border-top:1px #999999 solid;border-bottom:1px #999999 solid;}